The injuries you sustain in a car accident can be severe and costly. Recovering damages from the at-fault party and the insurance company gives you the best chance at affording the treatment you need.
However, settling a personal injury case after an accident can take an alarmingly long time. You need a way to handle necessary medical expenses during the period leading up to when you can fully receive the compensation you rightfully deserve.
Practice thorough recordkeeping
While waiting to receive an insurance payout, it is important to keep up with medical bills to the best of your ability. Keep copies of all relevant medical records along the way, as this can help guarantee that your insurer will cover all costs related to your accident in a later settlement. Medical experts explain that your recordkeeping should include doctor visit summaries, pharmacy printouts, test results and any other documents provided during your visits.
Be wary of lowball settlement offers
Though you likely wish to put matters to rest as soon as possible after your accident, you should be careful about accepting any hasty settlement offers from your insurance provider. Even if you feel that you need the money right away to help pay for medical expenses, the possibility exists that your insurer is trying to lowball you. It is always a good idea to carefully read over any settlement offer and consult with a professional before accepting.
Handling medical expenses before receiving support from the insurance company can be a difficult and stressful ordeal. The best option is often to keep good records and act in the best interests of your own health.